Trade Credit

Flexible excess-layer trade credit insurance

DUAL provides focused trade credit insurance solutions to help businesses manage risk. We protect against the risk of non-payment, helping clients maintain cash flow in uncertain market conditions.
Our products are built to strengthen existing credit programs and fill capacity gaps. This gives insured control and confidence when trading with both domestic and international buyers.

12 months

Non-cancellable credit limits

24 hours

Policy issuance for Top-up Easy Start

Key benefits

Risk mitigation

Trade credit insurance helps protect from non-payment due to customer insolvency or protracted default. This helps reduce financial vulnerability while enhancing business resilience.

Improve cash flow

By guaranteeing payment on insured invoices, insured can maintain operational continuity and avoid disruptions caused by late or missed payments.

Access to financing

With the added security of insured invoices, a more favourable credit lines and financing arrangements can be accessed, supporting growth and investment.

Credit management support

Our trade credit insurance solutions provide valuable intelligence and security. We help businesses make informed decisions, reduce risk, and expand into new markets.

Keep operations on track

By safeguarding cash flow against buyer defaults, trade credit insurance enables insured to focus on growth.

Coverage options

We offer two three core short-term trade credit products to support your clients’ credit risk strategy.

A fast-track solution for urgent capacity needs. The policy can be issued within 24 hours.

Automatically doubles credit limits up to an agreed value. Manual limits are available above this threshold.

Fixed credit limits that remain in place during the full 12-month policy period. Available as a single buyer, multi-buyer or whole turnover policy, covering:

  • Both commercial and political risks
  • Access to credit risk analysts
  • 90%–95% indemnity levels
  • Availability for portfolios or selected key buyers

Risk appetite

Our solutions are available for businesses of all sizes. We’re interested in businesses who:

  • Sell goods or services on short-term credit (up to 6 months, typically 30–60 days)
  • Operate in sectors such as manufacturing, food, wholesale, chemicals, pharmaceuticals and construction
  • Require domestic or international trade cover
trade credit palace

Why choose DUAL?

A global MGA with local commitment

DUAL operates in 22 countries, across five continents. Our team understands the local market and the bigger global picture. We move fast, think commercially, and deliver trade credit solutions that help you stay ahead.

Built for brokers

We know what matters: flexibility, reliability, and solutions that actually work when it matters most. When primary carriers fall short, we step in with practical trade credit cover that helps you keep business moving.

Built for speed

With delegated authority and a short internal chain, we offer faster onboarding, responsive underwriting, and efficient claims handling.s.

Local expertise on the ground

With title experts covering the 30 EEA jurisdictions, we have the local knowledge needed for a smooth transaction process.

Underwriting requirements

To get started with trade credit insurance, we will need:

  • Buyer or portfolio information
  • Requested credit limits
  • Loss history
  • Current risk management procedures
  • In case of top-up: information regarding the primary policy

 Contact us for more information.

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Contact us

For general enquiries and everything else please complete the form below or call +31 10 3229006

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